Long term Care claim Processing

Long term care (LTC) refers to care that is required by people for an extended period of time because of medical,
physical, and cognitive conditions caused by accident, illness, or frailty. LTC involves receiving assistance or supervision
to perform activities of daily living when these tasks can no longer be performed independently.

Did You Know?

Who are today’s family caregivers?*

Who are today’s family caregivers?
Adult Day Care
Community Day Care
Assisted Living Facility
Adult Foster Home Residential Health Care Apartment-Like Conditions

Features:

  • Part-Time Care in
    a Group Setting
  • Social Interaction and
    Security

Features:

  • Personal Care
    Assistance
  • Non-Skilled Care
    Services
Nursing Facility
Nursing Home
Institutional Care Facility
(due to necessity)
Hospice Care
End of Life for the
Terminally Ill (Six months)

Features:

  • Skilled Care
  • Intermediate Care
  • Custodial Care

Features:

  • Skilled Care
  • Intermediate Care
  • Custodial Care
Home Health Care
In-Home Care

Features:

  • Homemaker Services
  • Personal Care
  • Nursing Services
    • RN
    • LPN
    • Health Care Aide
    • Personal Care
      Aide
  • Therapy Services
    • Speech
    • Respiratory
    • Physical
Contact your financial services professional for more information about types of available LTC services, and to discuss ways to mitigate your exposure to the potential risks of LTC.

Contact your financial services professional for more information about types of available LTC services, and to discuss ways to mitigate your exposure to the potential risks of LTC.

*Caregiving in the U.S. 2020, National Alliance for Caregiving and AARP
These materials are provided for educational purposes only and do not constitute the solicitation of an insurance product to the public. For use with non registered products only. Products and programs offered through Crump are issued by various insurance companies and may not be available in all states. Policy terms, conditions and limitations will apply. Not all applicants will qualify for coverage. You can obtain more information about insurance products by contacting your insurance agent. Crump makes no representation regarding the suitability of a particular insurance product to your needs.