There are many income and asset planning techniques used to qualify for long-term care Medicaid when one is over the limit(s). There are also planning techniques available to protect one’s home from Medicaid’s Estate Recovery Program. Some of these strategies are exceedingly complex, while others are surprisingly simple. While we don’t include all options we include those that are relevant to individuals looking for the most affordable way to qualify for Medicaid and protect their home. Most of the techniques described below can be undertaken with little to no financial or legal assistance.