Avoiding Scams and Fraud

Tips for Older Adults

22 Tips for Seniors to Avoid Scams

Scammers often target older adults seeking quick gains. Here are practical tips to help you stay safe:

Health Insurance Fraud

Never sign blank insurance claim forms.

Don’t give blanket permission to bill for services.

Ask providers about charges and out-of-pocket expenses.

Carefully review insurer benefit explanations.

Be cautious of “free” medical equipment offers.

Only provide insurance/Medicare ID to trusted providers.

Maintain accurate health care appointment records.

Know if your physician ordered equipment for you.

Medicare Scams

Treat it like your credit card info.

Be wary of offers claiming Medicare coverage.

Review Medicare Summary Notices for accuracy.

Call 1-800-MEDICARE or your local Senior Medicare Patrol.

Telemarketing Scams

 Avoid unfamiliar companies; research reputable ones.

Wait for written material before committing.

Collect salesperson info before transacting.

Don’t rush decisions.

Notify state, local, or federal authorities.

Stay informed and protect yourself!